Empowering income protection

Specializing in innovative, easy-to-administer income protection solutions

for large employers since 1994

Who We Are

Formerly known as Hinrichs Financial Corporate Benefits, HFCB was established to satisfy an emerging niche in the corporate marketplace. Our company was formed as a boutique firm uniquely positioned to provide premier disability benefit analysis and plan implementation with an emphasis on high impact solutions and low impact administration for our clients.

National Leader

Every year HFCB empowers tens of thousands of employees to protect more of their income with individual disability policies.

Trusted Partner

Leading consulting firms, brokerage houses and insurance carriers consistently choose HFCB as a strategic partner to help their clients.

Independent Specialist

Teaming up with a specialist like HFCB helps mitigate the risks associated with implementing a new benefit plan.

Nimble Communicator

We adapt our communications to align with our clients' culture. No cookie cutter enrollment materials here.

40,000

personalized kits generated by our office

on an annual basis

8 of the top 10

large-group benefit brokerages collaborated with HFCB on a project in 2021*

*Source: January 1, 2021, Largest benefits brokers by 2019 employee benefits revenue, businessinsurance.com

95%

client retention since the inception

of HFCB in 1994

What Others Say About HFCB

“White glove

service.”

Consultant,

National Brokerage House

HFCB's administration is “noiseless, seamless."

Benefits Manager,

Fortune 100 Company

“The go-to firm for voluntary IDI enrollments.”

Sales Representative,
Major Insurance Carrier

We are proud to serve regional, national and international, public and private companies from a wide variety of industries. Many have achieved numerous awards including being named to the following prestigious lists: